The Credit Solutions That Fit Your Life

Whether you want professional, hands-on credit repair or a step-by-step DIY system you can manage yourself, we give you a clear, honest path forward.

Managed Credit Repair (Done For You)

Let our veteran-led team handle the heavy lifting.
We dispute inaccurate, outdated, and unverifiable accounts — and keep you updated every step of the way.

Here’s what’s included:

Full credit report audit
Customized dispute strategy tailored to your goals
Monthly dispute cycles on your behalf
Direct follow-ups with bureaus and creditors
Real-time updates through the Bright Line Credit App
Education on rebuilding and maintaining strong credit
No long-term contract or pressure
This track is ideal if:

You’re busy
You want an expert handling everything
You want the fastest and simplest experience

Start Managed Credit Repair →

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DIY Credit Restoration Kit (Do It Yourself)

If you’re on a tight budget, motivated to do things yourself, or want full control of your credit journey — this kit gives you everything you need.

Included inside:

Plain-language dispute letter templates
Step-by-step guidance for each negative item type
“What to send / where to send it” instructions
Timelines, checklists, and tracking tools
Tips for goodwill letters, pay-for-delete, and utilization
Optional email support add-on
A realistic roadmap that actually works
This track is ideal if:

You want to fix your credit independently
You can’t afford full service yet
You want total control and transparency

Get the DIY Credit Kit →

Choose the Approach That Matches Your Needs

Managed Repair

We do everything for you
Most convenient
App updates and guided support
Expert dispute cycles
Ideal for busy individuals
Faster and more hands-off

Start Managed Credit Repair →

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DIY Credit Kit

You complete the process yourself
Lowest-cost option
Includes templates + step-by-step guide
You send the letters
Great for motivated users
Full control, complete independence

Get the DIY Kit →

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Choose Your Path

Select Managed Repair or the DIY Kit.

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Complete Enrollment

Submit your info and upload your credit reports (instructions provided).

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Begin Your Credit Restoration

Either we take over — or you follow the guides inside your DIY system.

A Veteran-Owned Credit Company You Can Trust

Integrity, discipline, and accountability drive everything we do.
When you work with Bright Line Credit, you’re working with a team that values honesty and transparency above all else.

Improve Your Score

“Credit Success”

Ready to Improve Your Credit?

Pick the option that fits your current situation — both lead to a brighter financial future.

Enroll in Managed Repair Get the DIY Credit Kit

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